Pinching the pennies and looking after the pounds

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Hi and welcome to Mrs Pinch

Hi and welcome to Mrs Pinch.

We are Emma and Tony, and we love to save money on the essentials so that we can spend money on the things that we love.

Mrs Pinch is a chance for us to get creative in the kitchen and share recipes with you, but also to share ways to save money that don’t involve reusing the same teabag more than once.

Click here to learn more.

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The Gram

emmadrewinfo

Make money, save money & live the life you want.
💷Thrifty
🤑Money making
😻Cats
🌮Food
👇🏻Free stuff

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Did you know that if you make just £20 a week from side hustles you will have earned an extra £1,000 in a year and you won’t have to declare extra income up to £1,000? £1,000 a year seems like a massive number, but breaking it down in to a weekly goal makes it so much easier.

You can do anything - sell your unwanted items, complete online surveys, do mystery shopping, use receipt apps and so much more. Little and often will get you there.

#SideHustle #MakeMoney #Goals #GoalGetter #ProgressNotPerfection #Hustle #HustleHard #WomenInFinance #Savings #SavingUp #DebtFreeCommunity #DFWannabe #HustleMode #PersonalFinanceTips #MoneyTips #MakeExtraMoney

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Instagram photo fail - I'm poking through the bottom of the mirror, oops.

There are some things I have been putting off until we moved into our own home. My dream dressing table was definitely one of those.

I spent ages scouring Pinterest and Instagram where I kept seeing this combination together. The Malm glass top dressing table and the Lack wall shelves are both from Ikea and fit this space perfectly. The chair was from eBay although Furniture 123 also have it a bit cheaper.

I love getting to display all my lovely bits instead of sticking them away in drawers, and I can remember where everything was bought and how much joy they brought me. Is that weird? Can you remember where you bought everything you have? Each perfume is from a different trip we took (from Duty Free). Every Kate Spade handbag was another milestone I hit in my business.

There are still some improvements to be made - my short arse needs the mirror lowering, I am thinking about painting the white furniture and of course our walls need to be painted, but they’re not a priority for us just yet.

#ikea #ikealackwallunit #ikealack #ikeamalm #dressingtable #pinkchair #katespade #dressingarea #disney #carlandellie #lovepink #homedecor #homesweethome #homedesign #homedeco #interiordesign #makingahouseahome #lovehome #myhomecrush #homesofinsta #sweethome #norfolk #norfolkliving #lovelyinteriors #interiors123

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If you have seen my stories lately you will know that I LOVE the Morrison's @toogoodtogo.uk boxes.

Here's how it works: You download the Too Good To Go app and sign up. You will then be shown supermarkets, cafes and restaurants that are selling off their food at the end of the day for a big reduction. Food that would normally be wasted, but is still perfectly good to eat.

Morrisons have joined the app and you can get a Magic Bag (well it is usually a box) from Morrisons through the app for just £3.09. Everything inside must be worth at least £10, so not only are you saving food from being wasted, you are also saving money. I love the challenge of meal planning for the week based on what we have received in our boxes.

The food might be 'out of date' but still perfectly edible.

If you would like to find out more, including my top tips for getting a box (they are hard to come by!) then check out the link in my bio.

#toogoodtogo #toogoodtogouk #morrisons #morrisonstoogoodtogo #lovefoodhatewaste #stopfoodwaste #foodwaste #reducedfood #grocerybudget #foodbudget #moneysaving #savingmoney #personalfinanceforwomen #moneytips #debtfree #frugalliving #frugalshopper #frugalblogger #budgeting #budgetlife

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When it comes to working for yourself and being your own boss, to do lists become your everything. Here’s the thing - not only do you have to remember things outside of work like shopping lists, meeting up with friends, birthdays, etc you also need to think about *everything* to do with your business.

I work from a massive brain dump list split into Personal, Home and Business.

The Personal brain dump will have things like making Drs appointments, writing birthday cards, etc.

The Home list is everything for the house - from things to buy to jobs that need doing.
The Business list is everything for the business, whether it is a job that needs to be done ASAP or a job that won’t happen for months but I need it out of my brain. It means when I sit down at my desk I can write a to do list based on my brain dumps. This way nothing gets forgotten. These to do lists keep me focused and on track, as well as sane and even help me sleep better at night because I don’t have to worry about forgetting anything. Sometimes the most mundane tasks get put on my to do list because I don’t have a boss who is going to check up on me. Plus I also have an obsessive personality and would could completely lose myself in one task very easily and neglect everything else. So yes, sometimes ‘make the bed’ makes it onto my to do list.

Are you a to do list maker?

#productivity #productivityhacks #productivitytips #weeklyplanner #timemanagement #optimization #todolist #strategize #timemanagementtips #productivityhabits #timeblocking #getthingsdone #getitdone #stopprocrastinating #makeaplan #dailyhabits #workgoals #planforsuccess #actionplan #strategicplanning #personaldevelopment #mindset #livewithintention #actionplan #makethingshappen #startsomewhere #todolists #planninglife #planyourlife #organisedlife

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Aren't these flowers beautiful? If you missed it in my stories, last week @katykicker sent me these beautiful flowers and a balloon to wish me luck with a Big Thing I've got coming up.

I've grown up online, first getting the internet when I was about 12, and it feels so natural to make online friends now, doesn't it? So many of you don't just live in my phone or computer, but we talk a lot, video chat and meet up. I love the internet so much, and I love the friendships you can forge here. [I'm not ready to share Big Thing yet, but when I do you will definitely hear about it.] #flowers #floraldelivery #katykicker #friendship #onlinefriendship #bigthings #goalgetter #goalsetter #gift #instagood #blessings #onlinefriends #onlinefriendship #colleagues #collaboratenotcompete #beautifulblooms #favoriteflowers #flowersarelife #localflorist #loveflowers #flowerpic #flowerpower #inspiredbypetals

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In this corner there was once a massive wardrobe. Actually two wardrobes stuck together. When we dismantled them we saw this paint job around them. They were almost 7ft high and I couldn't even pick up a side or a door by myself - they were that big.

I have now transformed this area into my favourite bit of my office. This is my creative corner, where I can sit fussing a cat or making notes for blog posts and other content.

I really love seeing bits of our home coming together. There is still a lot to do (like paint those walls!) but having a nice environment to work from is really important to me.

It helps that the cats LOVE the throw too, and there is always someone on it to fuss.

#homeoffice #officeinspo #greyoffice #pinkoffice #greyandpink #workfromhome #catsofinstagram #next #primark #cosycorner #creativecorner #ikea #ikeainspo #homeofficeinspo #makingahouseahome #cornersofmyhome #interiors #savingforahouse #tabbycat #girlboss

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‘Little and often’ is becoming my life motto. We’ve owned our house for a month now and not one single room is entirely unpacked. Our new floors are *almost* done and things are taking shape.

Today I made our first overpayment to the mortgage too. The first payment isn’t due until 1st February so we decided to put this month’s payment and some compensation from bank complaints towards our first overpayment 💪🏻 #newhome #newfloors #flooring #greycarpet #consoletable #savingforahouse #makingahouseahome #ourhome #instahome #improvements #progress #progressnotperfection #homeimprovement #norfolk #norfolklife #mortgageoverpayment

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It is that time again - time for me to print off my 1% at a time challenge for two big financial goals for the year.

If you haven't heard of it, it is where to take a financial goal and divide it by 100; for example, if you wanted £1,000 towards a holiday it would be £10 times 100. Then every time you make 1% or save 1% you cross off a square.

My two big goals for this year are to overpay our mortgage by £10,000 and to use all of my LISA (Lifetime ISA) allowance, which means putting aside another £2,000.

This is on top of our regular savings and investments and will only come from side hustled or saved money.

Get this sheet for FREE by clicking on the link in my bio and signing up.

#savingforahouse #mortgageoverpayments #goals #goalgetter #goalsetter #moneygoals #financialgoals #financialindependence #ukmoneyblogger #womaninfinance #debtfreecommunity #debtfreewannabe #saving #ukdebtfreecommunity #ukdebtfree #ukdebtfreejourney #moneymatters #frugallife #financialfreedom #personalfinanceforwomen #financetips #savingschallenge #gogetter #workhardplayhard #2020goals

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