Mrs Pinch

Pinching the pennies and looking after the pounds

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Cheap Food Shopping

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How Can You Live On One Income?

Recipes

Vegan Christmas desserts that everyone will love

Christmas Rice Krispie Treats – Peppermint Crunch

Easy chilli con carne recipe for winter months

Delicious gingerbread bites recipe

heart shaped Rice Krispie Treats

Heart shaped Rice Krispie Treats

halloween food ideas for kids

Halloween food ideas for kids

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Save money

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Cheap Food Shopping

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Have You Downloaded The CheckoutSmart App?

Winter Energy Saving Tips

Morrison's Too Good To Go

Morrison’s Too Good To Go Box Review

View more money saving

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Hi and welcome to Mrs Pinch

Hi and welcome to Mrs Pinch.

We are Emma and Tony, and we love to save money on the essentials so that we can spend money on the things that we love.

Mrs Pinch is a chance for us to get creative in the kitchen and share recipes with you, but also to share ways to save money that don’t involve reusing the same teabag more than once.

Click here to learn more.

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The Gram

emmadrewinfo

Make money, save money & live the life you want.
💷Thrifty
🤑Money making
😻Cats
🌮Food
👇🏻Free stuff

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‘Little and often’ is becoming my life motto. We’ve owned our house for a month now and not one single room is entirely unpacked. Our new floors are *almost* done and things are taking shape.

Today I made our first overpayment to the mortgage too. The first payment isn’t due until 1st February so we decided to put this month’s payment and some compensation from bank complaints towards our first overpayment 💪🏻 #newhome #newfloors #flooring #greycarpet #consoletable #savingforahouse #makingahouseahome #ourhome #instahome #improvements #progress #progressnotperfection #homeimprovement #norfolk #norfolklife #mortgageoverpayment

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It is that time again - time for me to print off my 1% at a time challenge for two big financial goals for the year.

If you haven't heard of it, it is where to take a financial goal and divide it by 100; for example, if you wanted £1,000 towards a holiday it would be £10 times 100. Then every time you make 1% or save 1% you cross off a square.

My two big goals for this year are to overpay our mortgage by £10,000 and to use all of my LISA (Lifetime ISA) allowance, which means putting aside another £2,000.

This is on top of our regular savings and investments and will only come from side hustled or saved money.

Get this sheet for FREE by clicking on the link in my bio and signing up.

#savingforahouse #mortgageoverpayments #goals #goalgetter #goalsetter #moneygoals #financialgoals #financialindependence #ukmoneyblogger #womaninfinance #debtfreecommunity #debtfreewannabe #saving #ukdebtfreecommunity #ukdebtfree #ukdebtfreejourney #moneymatters #frugallife #financialfreedom #personalfinanceforwomen #financetips #savingschallenge #gogetter #workhardplayhard #2020goals

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We have had our mortgage all of about 2 seconds and I already have ambitious plans for overpayments.

Overpaying even a small bit on your mortgage makes such a difference!

Let’s assume a £250,000 mortgage for 25 years at 1.89% (which is quite low) £25 a month overpayment pays it off 8 months early and saves £2,023 in interest. £50 a month overpayment pays it off 1 year and 5 months early and saves £3,920 in interest. £100 a month overpayment pays it off 2 years and 8 months early, saving you £7,382 in interest. (Figures from the MSE overpayment calculator)

My overpayment goal for 2020 is massive - it is £10,000. This will come from side hustles and saving money. This is on top of the renovations we want to do, on top of a holiday we want to go on and on top of all our other financial goals for 2020. It feels scary as heck though, but I really want to push ourselves. I will be sharing updates throughout the year on here and in my stories.

#savingforahouse #homeowner #newhomeowner #mortgageoverpayments #moneysavingexpert #moneymaking #makingmoney #makingmoneyonline #financialindependence #extraincome #profitsoverwages #makemoneyfromhome #personalfinanceforwomen #goalgetter #2020goals #livingonabudget #hustlehard #inspire #success #motivated #focused #dontquit #striveformore #moneymatters #buildwealth
#moneysaving #frugalliving #ukdebtfreecommunity #saving #debtfreejourney

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My Christmas gifts certainly had a theme to them. I cannot wait to get through this lot.

What shall I read next?

#books #reading #whatimreading #booksgram #booksbooksbooks #booksofinstagram #readinglife #readingtime #readingbooks #readingforfun #readinggoals #readingisfun #readinglove #instareading #readingrecommendation #readingabook #booknerd #igreads #booklover #thrillerbook #bookstagram #happyreading

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Merry Christmas from The Drews. The cats too but they were too busy seeing what Santa Paws brought them to pose 💁🏻‍♀️

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What are your Christmas Eve traditions? I would love to hear them!

@thrifty_husband drives me around to look at the Christmas lights and then we get a Chinese take away. This year my Dad joined us and I loved it!

#merrychristmas #christmaseve #traditions #christmastraditions #christmastradition #itschristmastime #christmas #family #christmaslights

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Tomorrow marks one week of living in our new house. We have been living out of the living room whilst our new floors get laid upstairs. I can’t find anything, hadn’t slept in a bed until a few nights ago when Tony built it in the middle of the living room. I’ve only just found my hair dryer, the mattress for my dad to sleep on tomorrow night hasn’t arrived and the internet went down in the middle of it all too.

And you know what, I couldn’t be happier and wouldn’t have it any other way.

We are going to be able to wake up on Christmas morning in our bed, in our bedroom, in our new house. I cannot wait.
#savingforahouse #makingahouseahome #kingslynn #norfolk #movinghouse #homerenovation #homelife #mortgaged #interiorsofinstagram #upcycled #diningtable #upcyclingproject #newhome

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We did it - we bought a house! It might have taken 18 weeks instead of the 6-8 weeks we were quoted but today we completed on our house and got the keys.

I won’t even begin to tell you how many paint samples we have put on the walls 🙈

Thank you for al of your support through this really stressful time! Your messages have helped so much!

#newhouse #savingforahouse #norfolk #kingslynn #movinghouse #homeownershipgoals #homeowner #homeowners #homeownership #ukmoneyblogger #frugal #debtfreecommunityuk #debtfreecommunity #womaninfinance #goalgetter #hustlehard

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Yay the big day is here! Happy birthday @thrifty_husband!

Join me in sending him birthday wishes, and if you don’t already follow him on Instagram then give him the birthday gift of a follow.

He’s the best and I can’t wait to see what his 33rd year brings him.
#happybirthday #birthdayboy #birthday #birthdays

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Most Popular Recipes

Christmas Rice Krispie Treats – Peppermint Crunch

Halloween quesadillas – halloween food ideas for kids

Easy chilli con carne recipe for winter months

Heart shaped Rice Krispie Treats

Pumpkin Halloween rice krispie treats recipe

Crispy chilli beef recipe

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